ⓘ Legal Document

Terms & Conditions

These Terms & Conditions govern your access to and use of the 91pk platform. Please read them carefully before registering an account or placing any bet or wager. By using 91pk, you confirm that you have read, understood and accepted these terms in full.

Document Version: 2026-01  ·  Last Updated: January 2026

What These Terms Cover

Account Eligibility

Strict age requirements apply — users must be 18 years or older, or the higher minimum required by the operator/license jurisdiction. Identity verification (KYC) is mandatory. One account per person; duplicate accounts are prohibited.

Deposits & Withdrawals

Detailed rules govern how funds are deposited, held and withdrawn. Bonus funds are subject to wagering requirements. Withdrawal requests are subject to KYC completion and compliance review before processing.

Account Security

You are solely responsible for keeping your login credentials secure. 91pk will never ask for your password. Notify support immediately if you suspect unauthorised access to your account.

Bonuses & Promotions

All bonuses are subject to specific wagering requirements, minimum deposit thresholds, expiry windows and eligible market restrictions. Bonus abuse — including multi-accounting — results in account closure and forfeiture of funds.

Bet Settlement

Bets are settled in accordance with the official result declared by the relevant governing body. 91pk reserves the right to void bets in cases of obvious pricing errors, match-fixing suspicions or technical faults.

User Responsibilities

Users must comply with applicable laws in their jurisdiction. 91pk does not constitute legal advice on gambling legality in Pakistan. It is your responsibility to understand the Prevention of Gambling Act, 1977, and any other applicable law before participating.

Section 01

Introduction

These Terms & Conditions (hereinafter referred to as "the Terms", "these Terms" or "this Agreement") constitute a legally binding agreement between you (the "User", "you" or "your") and 91pk (hereinafter referred to as "91pk", "we", "us" or "our"), the operator of the online sports betting and live casino platform accessible at https://91pk.cam.

91pk is an English-language platform built specifically for the Pakistan market, providing sports betting markets covering cricket, PSL, ICC tournaments, T20 internationals, football, UFC and other disciplines, together with a full suite of live dealer casino, slot and instant game titles.

These Terms govern all aspects of your relationship with 91pk, including account registration, deposits and withdrawals, bonus participation, bet placement and settlement, responsible gambling obligations and platform conduct. Additional policies — including the Privacy Policy and the Responsible Gambling Policy — form part of this Agreement and should be read alongside these Terms.

Important: By registering an account on 91pk or by continuing to use the platform after these Terms are updated, you confirm that you have read, understood and agreed to be bound by these Terms in their entirety. If you do not agree, you must not use the platform.

Section 02

Definitions

The following defined terms are used throughout this Agreement:

"Platform"

The 91pk website accessible at https://91pk.cam and any associated mobile applications or services operated by 91pk.

"Account"

The personal user account created by a User upon successful completion of the registration and verification process on the Platform.

"Bet / Wager"

A financial stake placed by a User on a sporting event, casino game or other market available on the Platform.

"KYC"

Know Your Customer — the identity and age verification process required of all Users before Account activation, withdrawal processing or bonus eligibility is granted.

"Bonus Funds"

Any credit, free bet, promotional stake or matched deposit value granted to a User as part of a promotional offer, subject to applicable wagering requirements and terms.

"Wagering Requirement"

The number of times a Bonus Fund value must be staked on qualifying markets before the resulting balance becomes eligible for withdrawal.

"PKR / Rs"

Pakistani Rupee — the primary display currency referenced on the Platform for illustrative amounts. Actual account currency is subject to operator configuration.

"Prohibited Territory"

Any jurisdiction in which access to the Platform is prohibited by applicable law, as determined by the operator. Users are responsible for determining their own legal obligations.

Section 03

Acceptance of Terms

Access to or use of any part of the 91pk Platform — including browsing, account registration, depositing funds, placing bets or accessing casino games — constitutes your unconditional acceptance of these Terms. If you are accessing the Platform on behalf of a third party, you represent that you have the authority to bind that party to these Terms.

These Terms may be updated by 91pk from time to time. Where material changes are made, users will be notified via the email address registered to their Account or via a prominent notice on the Platform. Continued use of the Platform following notification of any such change constitutes acceptance of the updated Terms.

It is the User's responsibility to review these Terms periodically. The version date displayed at the top of this page indicates when these Terms were last revised.

Section 04

Account Eligibility

To register an Account on 91pk, you must satisfy all of the following eligibility requirements at the time of registration and on an ongoing basis throughout your use of the Platform:

  • You must be at least 18 years of age, or the higher minimum age required by the operator's license jurisdiction, whichever is greater.
  • You must be legally capable of entering into a binding contract under the laws applicable to your jurisdiction.
  • You must not be accessing the Platform from a Prohibited Territory or in violation of any applicable local, national or international law or regulation.
  • You must not be a current employee, contractor, agent, director or officer of 91pk or any of its affiliated entities, nor a member of the immediate family of any such person.
  • You must not be subject to any prior self-exclusion arrangement with 91pk or any linked operator that remains in effect.
  • You must be the individual whose identity is verified during the KYC process. Registration on behalf of another person is strictly prohibited.

Age Verification: 91pk takes underage gambling extremely seriously. Age verification is conducted as part of the KYC process. Any Account found to belong to an underage User will be immediately suspended, all winnings forfeited, and deposited funds returned to the verified payment source where possible. Adults 18+ only — or the higher minimum required by the operator/license jurisdiction.

Pakistan Legal Context: Online gambling is subject to significant legal restrictions in Pakistan under the Prevention of Gambling Act, 1977, and potentially other applicable laws. 91pk does not claim to be licensed, approved or endorsed by the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan or any provincial authority. This Agreement does not constitute legal advice. Users accessing the Platform from Pakistan do so at their own risk and are solely responsible for understanding and complying with applicable local law.

Section 05

Account Registration & KYC

Each User may hold only one Account on the 91pk Platform. The opening of multiple Accounts by a single individual — whether using the same or different personal details — is strictly prohibited and constitutes grounds for Account suspension, balance forfeiture and permanent ban.

Upon registration, you must provide accurate, current and complete information as requested in the registration form. You agree to promptly update this information if it changes. 91pk reserves the right to request documentary evidence to verify any information provided, including but not limited to:

  • Government-issued photo identification (e.g. CNIC, passport)
  • Proof of address issued within the last three months
  • Proof of ownership of payment methods used to deposit (e.g. bank statement, mobile wallet screenshot)
  • Source of funds documentation where transaction volumes or patterns require enhanced due diligence

Until KYC verification is complete, 91pk may restrict certain Account functions, including but not limited to: withdrawal requests, bonus eligibility and maximum deposit limits. 91pk is not liable for any delays caused by a User's failure to provide requested KYC documentation promptly and in the correct format.

Users are responsible for maintaining the confidentiality of their login credentials. You must not share your password with any third party or allow any other person to access your Account. 91pk shall not be liable for any loss or damage arising from unauthorised access to your Account resulting from your failure to maintain credential security.

Section 06

Deposits & Withdrawals

All deposits and withdrawals are processed through the payment methods made available in the 91pk cashier. Payment method availability, minimum and maximum transaction limits, processing windows and applicable fees are subject to change by the operator without prior notice and vary by method.

Payment Context — Pakistan: Certain Pakistani payment rails, including Easypaisa, JazzCash, Raast and bank transfers via institutions such as HBL, UBL, Meezan Bank and Bank Alfalah, may be referenced as contextual examples within the Platform. These references do not constitute endorsement of gambling by any payment provider. Users must independently verify whether a payment method is available, compliant with provider terms and appropriate for their use before initiating a transaction.

  • Deposits must be made from payment methods registered in the User's own name. Third-party funding of Accounts is prohibited.
  • 91pk reserves the right to request verification of any payment method before processing a withdrawal.
  • Withdrawals will be processed to the same payment method used for the original deposit where operationally possible.
  • Withdrawals may be delayed pending completion of KYC verification, compliance review or anti-money laundering checks. No guarantee of processing speed is provided.
  • Deposits made in error cannot be reversed once accepted into an Account balance. Contact support immediately if an erroneous deposit occurs.
  • 91pk does not charge deposit fees directly; however, payment providers may apply their own charges. Users should verify applicable fees with their provider.

Cryptocurrency: Where BTC, USDT or other digital assets are accepted, Users should understand applicable State Bank of Pakistan guidance on virtual assets before transacting. Crypto processing times depend on network congestion and on-chain confirmation requirements outside 91pk's control.

Section 07

Bonuses & Promotions

91pk may offer bonuses, free bets, reload promotions, cashback and other promotional incentives from time to time. All promotional offers are subject to individual promotion-specific terms which are published alongside each offer. In the event of any conflict between general Terms and promotion-specific terms, the promotion-specific terms prevail for that offer.

General bonus conditions that apply across all promotions unless stated otherwise:

  • Bonuses are available to eligible Users who have completed KYC verification, unless a promotion's specific terms state otherwise.
  • Bonus Funds are subject to a Wagering Requirement before any resulting balance may be withdrawn. The applicable multiplier is stated in each promotion's terms.
  • Bonus Funds expire upon the stated expiry date or inactivity period. Expired Bonus Funds are forfeited without compensation.
  • 91pk reserves the right to withdraw, amend or cancel any promotion at any time with reasonable notice where operationally required.
  • Bonus abuse, including but not limited to creating multiple Accounts to claim promotional offers, arbitrage betting, using excluded payment methods or employing automated betting strategies, will result in the forfeiture of all Bonus Funds and associated winnings, and may result in permanent Account suspension.
  • Illustrative bonus amounts referenced in marketing materials (e.g. "up to PKR 25,000") are examples only. The actual bonus value depends on individual deposit amounts and the specific promotion terms in effect at the time of deposit.
Section 08

Betting Rules & Settlement

Bet placement on 91pk is subject to the general rules set out below, supplemented by sport-specific and market-specific rules published within the Platform's help centre. In the event of any conflict, sport-specific rules take precedence over general rules for matters relating to settlement of bets in that sport.

  • A bet is accepted only when confirmed by the 91pk system and a bet receipt is issued to the User. Pending bets may be declined if odds change materially between submission and processing.
  • Bets on cricket markets — including PSL, ICC tournaments, T20 internationals and bilateral series — are settled in accordance with the official result declared by the relevant governing body (e.g. the Pakistan Cricket Board for domestic events or the International Cricket Council for ICC-sanctioned events).
  • In-play (live) bets are processed using real-time data feeds. 91pk does not guarantee continuous market availability during live events. Markets may be suspended temporarily due to connectivity, data feed issues or compliance requirements.
  • 91pk reserves the right to void any bet placed at an erroneously priced market. Where a pricing error is identified, affected Users will be notified and stakes returned.
  • Bets placed on markets where the outcome is subsequently determined to have been subject to match-fixing, corruption or manipulation will be voided. Stakes will be returned; no winnings will be paid.
  • Accumulator and parlay bets are settled by multiplying the odds of each selection. If one or more selections are voided, the accumulator settles as if those selections were not included.
  • Maximum payout limits per bet, per event and per day apply. These limits are displayed in the relevant market and may vary by sport, event and market type.
Section 09

Prohibited Conduct

The following conduct is strictly prohibited on the 91pk Platform. Violation of any of the below may result in immediate Account suspension, forfeiture of balances and referral to relevant authorities where applicable:

  • Registering more than one Account or registering on behalf of another person
  • Providing false, inaccurate or misleading information during registration or KYC
  • Using the Platform if you are under the minimum age requirement
  • Using automated software, bots, scripts or other tools to interact with the Platform in a manner not intended for regular users
  • Engaging in any form of bonus abuse, including but not limited to value arbitrage, matched betting using Platform bonuses in a manner prohibited by promotion terms, or collusion between multiple Accounts
  • Placing bets with knowledge of inside information, match-fixing arrangements or other corrupting influences
  • Engaging in money laundering, structuring transactions to avoid reporting thresholds, or using the Platform to transfer funds for any purpose other than legitimate betting and gaming activity
  • Attempting to circumvent security controls, access other Users' Accounts, or interfere with Platform functionality
  • Harassing, threatening or abusing 91pk staff or other users via any support or communication channel

Anti-Money Laundering: 91pk takes its anti-money laundering (AML) obligations seriously. Transaction monitoring is conducted continuously. Suspicious activity is reported to relevant authorities in accordance with applicable regulations. Users who engage in suspicious transactions risk permanent Account closure and referral to law enforcement.

Section 10

Intellectual Property

All content on the 91pk Platform — including but not limited to text, graphics, logos, icons, images, audio clips, data compilations, software and the selection and arrangement thereof — is the property of 91pk or its content suppliers and is protected by applicable intellectual property laws.

Users are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform for personal, non-commercial purposes only. This licence does not permit:

  • Reproduction, distribution or public display of any Platform content without prior written consent from 91pk
  • Modification, translation or creation of derivative works based on Platform content
  • Commercial exploitation of any content, data or functionality available via the Platform
  • Framing, deep-linking or scraping of any part of the Platform

Any unauthorised use of 91pk intellectual property constitutes an infringement of these Terms and applicable intellectual property law, and may give rise to civil or criminal liability.

Section 11

Limitation of Liability

To the maximum extent permitted by applicable law, 91pk expressly disclaims all warranties, conditions and representations of any kind, whether express, implied or statutory, in relation to the Platform, its content and services.

91pk shall not be liable to any User for any direct, indirect, incidental, special, consequential or exemplary loss or damage, including but not limited to loss of profits, loss of data, loss of goodwill or gambling losses, arising from:

  • Any interruption, suspension or unavailability of the Platform or any service
  • Errors, inaccuracies or omissions in odds, market data or content displayed on the Platform
  • Unauthorised access to or alteration of your Account data
  • Any technical malfunction, system failure or data loss affecting bet placement or settlement
  • Any act or omission of a third-party payment provider in relation to a deposit or withdrawal transaction

Nothing in these Terms excludes or limits 91pk's liability for fraud, gross negligence, wilful misconduct or any other liability that cannot be excluded or limited under applicable law.

Section 12

Responsible Gambling

91pk is committed to providing responsible gambling tools and resources that allow Users to maintain control over their betting activity. The following tools are available to all registered Users within account settings:

  • Deposit Limits: Users may set daily, weekly or monthly caps on total deposits.
  • Loss Limits: Users may set maximum net loss thresholds within a defined time period.
  • Session Time Reminders: Users may configure alerts after a set period of continuous platform use.
  • Self-Exclusion: Users may request temporary or permanent self-exclusion from the Platform. Self-exclusion requests are processed promptly. Attempts to create new Accounts during an active self-exclusion period are prohibited.

Gambling is intended as a form of entertainment. Users who are concerned about their gambling behaviour are encouraged to review our dedicated Responsible Gambling page and to use the tools available within their Account. 91pk does not send promotional communications to Users who have set deposit limits or initiated self-exclusion.

18+ Only: The 91pk Platform is strictly for adults aged 18 or over, or the higher minimum required by the operator/license jurisdiction. This requirement is enforced through KYC verification. Gambling may be restricted or prohibited under local law in Pakistan. This clause does not constitute legal advice. Users are responsible for their own compliance with applicable law.

Section 13

Account Suspension & Closure

91pk reserves the right to suspend, restrict or permanently close any Account at its sole discretion, with or without prior notice, in any of the following circumstances:

  • Breach of any provision of these Terms
  • Failure to complete KYC verification within a reasonable time following a formal request
  • Reasonable suspicion of fraudulent, abusive or illegal activity
  • Receipt of a charge-back or reversal instruction from a payment provider
  • Account inactivity in accordance with the Platform's dormant account policy
  • A legal obligation or regulatory requirement to do so

Upon Account closure, any real-money balance remaining after deduction of applicable amounts (including bonuses subject to forfeiture under these Terms) will be returned to the User via a verified payment method, subject to completion of any pending compliance review. Bonus Funds and associated winnings are not returned in cases of suspension for Terms violations.

Users may request voluntary Account closure at any time by contacting 91pk support. Voluntary closure does not constitute a guarantee of self-exclusion unless a formal self-exclusion request is made simultaneously.

Section 14

Amendments to These Terms

91pk reserves the right to modify, update or replace these Terms at any time. Where amendments are material, 91pk will provide advance notice via the email address registered to the User's Account or via a prominent notification on the Platform. Non-material amendments (such as typographical corrections or minor clarifications) may be made without prior notice.

The version date displayed at the top of this document indicates when these Terms were last revised. Users who continue to use the Platform following publication of updated Terms are deemed to have accepted those updates. If you disagree with any amendment, you should cease using the Platform and contact support to discuss Account closure.

Section 15

Governing Law & Dispute Resolution

These Terms and any dispute or claim arising from or in connection with them (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of the jurisdiction in which the operator holds its applicable gaming license. This does not affect any mandatory consumer rights available to Users under the laws of their own jurisdiction.

In the event of a dispute regarding bet settlement, Account decisions or bonus eligibility, Users should first submit a formal complaint to 91pk's support team via the designated channel within their Account. 91pk undertakes to respond to formal complaints within a reasonable timeframe. If a complaint cannot be resolved internally, Users may have recourse to any applicable alternative dispute resolution mechanism available under the operator's license conditions.

Pakistan Legal Notice: These Terms do not constitute legal advice on the applicability of Pakistani law to online gambling activity. Users in Pakistan are solely responsible for determining whether their use of the Platform complies with the Prevention of Gambling Act, 1977 and any other applicable legislation. 91pk makes no representation as to the legality of online betting in Pakistan for individual users.

Section 16

Contact Us

If you have any questions, concerns or complaints regarding these Terms & Conditions, or any other aspect of your experience on the 91pk Platform, please contact our support team through the following channels:

  • Email: [email protected] (plain text — not a clickable link)
  • Live Chat: Available within your Account dashboard during support hours
  • Help Centre: Accessible via your Account settings for self-service queries

When contacting support regarding a formal complaint, please include your Account username, a detailed description of the issue, any relevant dates or reference numbers, and supporting documentation where applicable. This helps us resolve your query promptly and accurately.

Support Languages: 91pk provides support primarily in English. Urdu-language assistance is available on request for Users who prefer to communicate in Urdu. This platform remains an English-language service; Urdu support is provided as an accessibility option.

★ Explore 91pk

Understood the Terms? Start Playing on 91pk

Now that you know your rights and responsibilities, head to the 91pk homepage to explore cricket markets, live dealer games and more. Adults 18+ only. Local laws may restrict gambling — know your obligations.

18+ Only — or the higher minimum required by the operator/license jurisdiction. Gambling should be entertainment. Local laws may restrict gambling in Pakistan.